Terms of Service & Platform Rules

Last Updated: November 05, 2026 | Applicable to all Users, Osusu Subscribers, and POS Merchants

1. Osusu Savings & Platform Administration Fee

All micro-savings cycles created or joined on PulsePoint Mini Food Mart operate under a standardized 8.09% platform administration fee. This fee covers storage logistics, digital verification, SMS transaction alerts, and cycle disbursement security. Fees are calculated automatically upon cycle completion.

2. Grocery Orders & Price Stability

Prices listed in our online shop catalog are guaranteed at the time of order placement and checkout payment. In the event of unforeseen agricultural market stock shortages, PulsePoint reserves the right to offer an equivalent premium brand replacement or issue a full refund to the customer's account.

3. POS Agency Operations

POS Agents operating under PulsePoint partner terminals must adhere to Central Bank of Nigeria (CBN) agency banking transaction limit guidelines. Fraudulent transfers or unauthorized fee surcharge beyond agreed pricing schedules will result in immediate terminal revocation.

4. Governing Law

These terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising shall be subject to amicable resolution or the jurisdiction of courts in Delta State, Nigeria.

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